health and economic stability of families may be affected by the
variety of health insurance arrangements within families. There
is much variation in uninsured rates and in patterns of insurance
coverage among different types of families. Sometimes not all
members of a family are covered, or if they are, each may have
coverage from different sponsors and different terms of insurance.
This variation is influenced by the rules, policies, and requirements
of public coverage programs as well as those of employment-based
insurance plans. In addition, the socioeconomic and demographic
characteristics of families influence these patterns of coverage.
In Coverage Matters the Committee described the characteristics
of uninsured individuals. This chapter aggregates the data on
individuals into family groups and describes various family configurations
as a unit.
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