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Health Insurance for Chile

If you have foreign medical insurance that reimburses your medical bills, tell your doctor that you have cobertura particular (individual coverage). You will have to pay for your appointment and present your receipt to your medical insurance company.

Local medical insurance carriers are known as ISAPREs (Institucio'n de Salud Previsional). ISAPREs offer plans that vary depending upon your income. In general, an ISAPRE pays 60-80 percent of outpatient visits, specialists and lab tests, 80-100 percent of maternity expenses and 70-90 percent of hospitalizations, surgeries and medications.





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