investment in companies and financial institutions in emerging markets
creates new jobs, strengthen the economy and lead to increased tax
revenues. We are also confident that economic growth can be sustained
only if that does not cause damage to the environment and the social
sector, and increasing the quality of life of people in the developing
recent study conducted by IBM indicate that in the next 15 years
the global insurance industry expects some radical change. You will
see a new set of products, services and business process aimed at
creating profits and long-term growth industry.
according to experts, the new insurance model that focuses on personalization
services and active accounting risks significantly facilitate the
processing of insurance claims, and reduce the costs of insurance
companies, moving the emphasis on the prevention of insurance cases.
This model, implying a radical change in the business, will replace
used for decades model insurance. Industry usual pattern of interaction
with the customer is likely to have already exhausted themselves
in the future and not be able to provide long-term benefits. They
succeeded give new methods of work organization built on the basis
of technologies that are being developed today and will be developed
in the future.
is no question that for investors right now there is a lot of bad
news out there. When we talk about buy, sell or hold we are usually
talking about stocks and stock markets. There are other asset classes
to consider but let's look at stocks first.
they are capable of bouncing back as quickly as they fall, global
stock markets have taken quite a tumble in recent days. The following
are some of the items of bad news that have been dragging them down:
- The now infamous sub-prime market, where mortgage loans to people
who could not afford them have led to thousands of foreclosures
and falling house prices in the U.S.
theory of economic order is hardly developed in Arab economic literature.
At best, it is addressed in politics to compare the various economic
systems and to derive there from the implications for economic policy.
This situation may be ascribed mainly to the fact that Arab states
- despite the unifying element constituted by Islam as a religion
encompassing all aspects of life - did not have, historically speaking,
a homogeneous development, except for the classical era of the Muslim
empire which, even itself, was not free from regional and geographical
differences. During that era, there developed almost everywhere
an economic system based on the free choice of economic actors,
though directed, in almost all Arab territorial states, toward trade
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